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About Us

Bank of South Texas is a locally owned bank that emphasizes personalized financial solutions. When you bank with us, you’re not just a number - you’re a valued partner. Clients prefer Bank of South Texas because we’re a strong, trustworthy, and reliable financial institution. We strive to build long-lasting customer relationships by providing the best products and services catered to your unique needs.

Our Story

We are your community bank with the expertise and services of a large bank. When choosing a bank, there are many things you might want to consider. At Bank of South Texas, we take pride in our local roots and we are proud to have been serving the Rio Grande Valley communities for over 30 years. What separates Bank of South Texas from other banks is the way we serve our clients.

History of Bank of South Texas

Bank of South Texas has been a strong part of the community for over 30 years. Initially, we were primarily focused on promoting the livelihoods of farmers through agricultural loans. As the needs of the community evolved, we began offering additional products and services for businesses and consumers. Yet, Bank of South Texas still operates with the same timeless dedication to customer service. This approach has allowed us to be successful while creating long-lasting ties to the people and businesses we serve.

Our Mission

The strength and stability of Bank of South Texas, plus our comprehensive resources and dedication to customer service, make us a strong partner for individual customers, families, and businesses. We are proud of our financial strength, leadership, and local approach.

Our Culture

We are here to serve you, whether you’re looking for a personal account, business account, or loan product. Our focused approach allows us to serve our clients in a more personalized manner while providing fast solutions. You won't find better customer service in the market, that´s a guarantee.

Community Reinvestment Act (CRA) Public File

In accordance with the Community Reinvestment Act, banks are required to maintain, and upon request make available a CRA Public File.

The file is updated annually as of April 1st each year, except for Public Comment Letters and Branch actions (open/closed),
which are updated quarterly. Please email questions to customerservice@bankofsouthtexas.com

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Why Us

Some of the reasons why we would make a great financial partner for you are:

High Approval Rates

On average, we have higher approval rates for loans compared to other banks in the Rio Grande Valley area.

Fast Approvals

Our streamlined loan application process feature straightforward forms and minimal paperwork to fax or scan.

Experience and Expertise

With years of experience in the industry, we can offer customized solutions and effective financing options for your needs.

Dedicated Specialists

Our specialized team can provide ongoing support and advice to ensure that you reach your financial goals.

Proven Track Record

We have an established rapport with the local community. When you work with us, you’re our partner, not just another client.

Local Decision Makers

Get answers quickly with decisions that are made by local bankers who sit across the desk from their customers.