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Services That are Right for You

We can help you gain the confidence you need to make important financial decisions for you, your family or your business.

Checking Services

The perfect checking account is the one that works best for you. We offer a wide range of checking account solutions to meet your needs.

Checking icon

Checking Services Features and Benefits

Our checking accounts come with many great features and benefits that will help you bank on your terms. Get everything you need to manage your money securely and efficiently without the hassle. Not all checking account options are created equal, but ours were created just for you. Let us help you find an account for your lifestyle.

Star Checking

Star Checking is our account that comes with standard benefits such as a free debit card and 24/7 ATM access. You can also take advantage of unlimited transactions and free Online and Mobile Banking to make it easy to track your spending, pay bills, send money, deposit checks, and more.

Regular Checking

Our Regular Checking account is a safe, convenient place to keep the cash you need for bills and other expenses. This account gives you full access to Online and Mobile Banking. Plus, when you need to make purchases, you can swipe your debit card, write a check, or get cash from a nearby ATM.

Gold Star Checking

Gold Star Checking is an account that rewards you with more. If you’re looking for a senior checking account that can help make your money go further, there’s one key benefit… No monthly service charge! You must be at least 55 years of age to qualify.

NOW Checking

Our NOW checking account is an interest-bearing account that offers the flexibility of unlimited check-writing while earning interest. Enjoy great benefits, including free bill pay, free debit card, free E-statements, free Online and Mobile banking, and so much more!

Compare Checking Services

What do you want in a checking account? We can help you find the right solution.

Star Checking
Free Bill Pay
Free Debit Card
Free E-statements
Free Online & Mobile Banking
Unlimited Transactions
Access to 55,000 Free ATMs
Minimum balance to open an
account - $50.00
Monthly Service Charge - $5.00

Regular Checking
Free Bill Pay
Free Debit Card
Free E-statements
Free Online & Mobile Banking
Unlimited Transactions
Access to 55,000 Free ATMs
Minimum balance to open an
account - $50.00
Monthly Service Charge - $10.00
No service charge if minimum
balance is $700.00 and above
$4.00 service charge if minimum
balance is $500.00 – $699.99
$6.00 service charge if minimum
balance is $200.00- $499.99
$8.00 service charge if minimum
balance is $0.00 – $199.99

Gold Star Checking
Free Bill Pay
Free Debit Card
Free E-statements
Free Online & Mobile Banking
Unlimited Transactions
Access to 55,000 Free ATMs
Minimum balance to open an
account - $50.00
No monthly service charge
You must be at least 55 years
of age and have direct deposit
to qualify for this account.

NOW Account
Free Bill Pay
Free Debit Card
Free E-statements
Free Online & Mobile Banking
Unlimited Transactions
Access to 55,000 Free ATMs
Monthly Service Charge - $10.00

Features

All of our products and services come with the latest features and benefits.

Mobile Banking

Mobile Banking

Our free Mobile Banking service makes it easy to track your spending, pay bills, send money, deposit checks, and more.

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Online Banking

Online Banking

Our user-friendly interface allows you to see bill payment activity, view balances, monitor transactions, and more.

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Instant Debit Card

Instant Debit Card

No more waiting! Walk in to any branch to open an account and walk out with your new debit card in hand - instantly!

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ATM Services

ATM Services

Bank of South Texas customers can access thousands of surcharge-free ATMs worldwide thanks to our partnership with Allpoint.

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CardValet

CardValet

The CardValet app gives you real-time alerts about your card usage with the ability to control your cards with your mobile device.

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Overdraft Program

Overdraft Program

We offer a variety of overdraft protection options that can help protect you and give you financial peace of mind.

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