Services That are Right for You

Take advantage of a savings account that earns interest with the convenience of limited check writing.

Money Market Savings

With Money Market Savings, you can get the best of both worlds with the convenience of a checking account and higher interest rates.

Money Market Savings Features and Benefits

Are you looking for a savings account with competitive interest rates? If so, our Money Market Savings account might be the perfect choice for you. This account is designed to give you savings growth for the long haul.

Frequently Asked Questions

Learn more about the convenient services at Bank of South Texas.

  • Rate Information

    Your interest rate and annual percentage yield may change.

  • Determination of rate

    At our discretion, we may change the interest rate on your account.

  • Effect of closing an account

    If you close your account before interest is credited, you will not receive the accrued interest.

  • Minimum balance to avoid imposition of fees

    A service charge of $10.00 will be imposed every statement cycle if the balance in the account falls below $2,500.00 any day of the cycle.

  • Daily balance computation method

    We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day.

  • Transaction limitations

    Transfers from a Money Market account to another account or to third parties by preauthorized, automatic, telephone, or computer transfer or by check, draft, point-of-sale, or similar order to third parties are limited to six per statement cycle. If you exceed the transfer limitations set forth above, your account may be subject to closure.

Features

All of our products and services come with the latest features and benefits.

Mobile Banking

Mobile Banking

Our free Mobile Banking service makes it easy to track your spending, pay bills, send money, deposit checks, and more.

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Online Banking

Online Banking

Our user-friendly interface allows you to see bill payment activity, view balances, monitor transactions, and more.

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Instant Debit Card

Instant Debit Card

No more waiting! Walk in to any branch to open an account and walk out with your new debit card in hand - instantly!

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ATM Services

ATM Services

Bank of South Texas customers can access thousands of surcharge-free ATMs worldwide thanks to our partnership with Allpoint.

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CardValet

CardValet

The CardValet app gives you real-time alerts about your card usage with the ability to control your cards with your mobile device.

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Popmoney

Popmoney

You can use Popmoney® to send or receive money safely and rapidly for any purpose. It’s as easy as emailing or texting.

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Overdraft Program

Overdraft Program

We offer a variety of overdraft protection options that can help protect you and give you financial peace of mind.

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